The common FICO credit score rating throughout the U.S. has fallen for a second yr in a row. The newest statistics from Truthful Isaac Corp., or FICO, present that the nationwide common FICO credit score rating fell to 715 (out of 850 potential factors) in August. That’s down from 717 final yr and 718 in 2023. FICO says scores are falling as a result of elevated bank card utilization and an increase in missed funds that’s…